Hail Storm Solutions is now Powder River Roofing & Restoration.

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Straight answers · Wyoming & Colorado

The questions most roofers dodge.

Licensing. Deductibles. Whether insurance actually pays. Here are our real answers — including the ones that don’t flatter us.

Credentials & insurance

Are you licensed?

Here’s the honest answer, which takes a second longer than “yes.” Wyoming and Colorado do not issue a state roofing or general-contractor license — neither state has one. Contractor licensing here is handled city by city, county by county. So when a roofer claims a state license, ask which state issued it — neither of ours has one to issue.

What we hold is the credential most of those local jurisdictions actually ask for: our owner has passed the ICC F11 & F14 National Standard Exams — F11 is the General Building Contractor exam, F14 is Roofing Contractor. We’re also bonded and insured, and veteran-owned.

Will you cover my deductible?

No — and in Colorado, nobody legally can. State law (SB 12-038) forbids a roofer from paying, waiving, rebating, or “eating” your insurance deductible on a claim job. If a contractor offers to, they’re telling you they’ll break a law on your roof, and asking you to be comfortable with it.

The same law gives you the right to rescind a storm-work contract, and requires specific disclosures. We follow it. That’s the whole answer.

A rusted seam documented on a shop roof.
A rusted seam documented on a shop roof.

Insurance claims

Will my insurance pay for this?

Your insurer decides that, not us — and not any contractor who promises you otherwise before an adjuster has seen the roof. Anyone guaranteeing an approval is guessing with your money.

What we control is the quality of what your claim is built on: we get up there, document the condition properly, and give you and your adjuster the same clear evidence. Good documentation doesn’t guarantee an outcome. It does mean the decision gets made on what’s actually up there.

Do I have to file a claim to get you out?

No. Plenty of roofs need a repair that has nothing to do with a claim, and plenty of storm inspections turn up damage that isn’t worth filing over. We’d rather look first and tell you which one you’ve got than start paperwork you may not need.

Documentation, not guesses.

“We document the condition properly” isn’t a slogan — this is what it actually looks like. Our own photos from real roofs, not stock imagery.

An asphalt shingle slope photographed during inspection.
An asphalt shingle slope photographed during inspection.
A roof walked and documented from the ridge, chimney and valleys in frame.
A roof walked and documented from the ridge, chimney and valleys in frame.

Our own documentation from real jobs — not stock photography. Shared with the property owners’ permission.

Working with us

Where do you work?

We run out of two bases, and we’d rather say so than claim a map we can’t cover.

Front Range: Cheyenne, Laramie, and the Cheyenne-area towns; Greeley, Fort Collins, and the Colorado corridor north of Denver; plus Sterling, Fort Morgan and Brush out on the eastern plains.
Sheridan: Sheridan, Big Horn, Story, Ranchester, Dayton and Buffalo.

If you’re outside those, call anyway and we’ll tell you straight whether we can get a crew to you. A “yes” we can’t keep isn’t worth anything to either of us.

Is someone actually there at 2am?

The line is answered 24/7 — that’s a real person, not a machine that takes a message until Monday. Storms don’t keep business hours and neither does the phone.

What we won’t do is promise a truck in the driveway by a specific time. We’ll tell you what we can actually get to, and when. If water is coming in right now, say that first.

What happens on an inspection?

We get up there and look — the roof, the flashing, the penetrations, and what the water is actually doing. We document what we find. Then we tell you what it needs, which sometimes is “nothing yet.”

We don’t scope a job from the driveway, and we don’t quote a roof we haven’t been on.

Getting ready for the work

What do I need to do before your crew shows up?

Clear a path — move vehicles out of the driveway, and pull anything from the yard or patio that a falling shingle or dropped nail could damage. We’ll walk the property with you before work starts and flag anything we’re worried about, but the walk works better if the space is already clear.

Inside, take anything off the walls in the attic space or top floor that vibration could knock loose — picture frames, shelving. It’s rare, but a roof crew overhead can shake a house more than you’d expect.

Will there be a dumpster or trailer in my driveway?

Usually, yes — tear-off produces more debris than a truck bed holds, so a dumpster or trailer sits on-site for the length of the job. We’ll tell you where we plan to stage it before we bring it, so you can move a vehicle or say if a spot won’t work.

Do I need a permit for this?

Sometimes — it depends on your city or county, and Wyoming and Colorado don’t set one statewide rule (see our answer on licensing above). Where a permit’s required, pulling it is part of the job, not an extra step you handle. If your jurisdiction doesn’t require one, we won’t manufacture paperwork you don’t need.

What happens to my gutters, downspouts, and landscaping?

We work around them, not through them. Existing gutters usually stay unless the job specifically includes gutter work; if a downspout has to come off to finish a section, it goes back on before we leave. Landscaping under the eaves takes the brunt of tear-off debris — we use tarps and magnetic sweeps to catch nails, but low shrubs right at the drip line are the one thing we can’t fully protect. Tell us before we start if there’s anything down there you don’t want us near.

Will the work bother my neighbors?

A roof job is loud and it’s visible — there’s no version of tear-off that isn’t. We keep the mess on your property, sweep for nails at the end of each day, and don’t run early or late. If a neighbor has a specific concern, a heads-up before we start usually settles it faster than we can from the roof.

Do I need to be home while you work?

No. We need access to the property and a way to reach you if something comes up mid-job — a text or a call works. Plenty of our jobs run with nobody home all day. If you’d rather be there for the walk-through at the end, we’ll work around your schedule for that part.

How long will my roof take?

A straightforward residential tear-off and replacement is usually a day, sometimes two if the roof is large, steep, or has a lot of penetrations. Repairs and smaller jobs can be a few hours. We’ll give you a real estimate for your roof specifically before we start — not a generic timeline that doesn’t account for what’s actually up there.

What if it rains or snows during the job?

We don’t leave a roof open to weather. If conditions turn mid-job, we dry it in — tarped and sealed — before anyone leaves, and pick back up once it clears. Wyoming and Colorado weather doesn’t always give much warning, so we watch it and plan around it rather than push through it.

What’s covered under warranty?

Coverage depends on the materials and the scope of your specific job, and we’ll go through the actual terms with you before you sign — not a generic promise here that might not match what’s on your roof. If you’re comparing bids, ask every contractor the same question and get the answer in writing.

Do you walk the finished roof with me before you leave?

Yes. We walk it, show you what changed, and point out anything you should keep an eye on going forward. If something doesn’t look right to you, that’s the time to say so — not three months later.

Still got a question?

Ask it on the phone. The line is answered 24/7, and you’ll get the same straight answer you got here.